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Privacy First
✨ AI-Powered
🌐 Multilingual

Your voice is
your accountant

Stop typing expenses. Just say "45 for lunch at Subway" or scan a receipt and let TalkSpense do the rest.

Download for Android
Get it on Google Play
Free forever plan Zero data selling Data encrypted in transit & at rest
Live on Google Play. Install the public version now.
Web dashboard beta — available now
9:41
A
Welcome back
Hi, Arek
Expenses this month
4 201,57 zł
+12% vs last month
MonTueWedThuFriSatSun
Monthly budget 4 202 / 5 000 zł
84% used 798 zł left
Quick add
🛒 Biedronka ~118 zł
🛒 Lidl ~129 zł
⛽ Orlen ~25 zł
Recent expenses View all >
🛒
Biedronka
Groceries
-87,50 zł
☕
Starbucks
Cafes
-28,00 zł
Home
Shop
Reports
More

95%+

Recognition accuracy

3 sec

Average entry time

3

Supported languages

*Based on internal testing

COMPARISON

Old way vs TalkSpense

See the difference between traditional expense tracking and our approach

😩

The old way

  • Manually typing every expense
  • Picking categories yourself
  • Copying receipts by hand
  • Forgetting about expenses
  • 5-10 minutes daily on data entry
🚀

The TalkSpense way

  • Just say what you bought
  • AI auto-categorizes
  • Snap a receipt = done
  • Budget alerts when you overspend
  • 3 seconds per expense

FEATURES

Everything you need

Powerful tools in a simple package

🎤

Voice Tracking

Say "20 for coffee at Starbucks" and you're done. AI recognizes amount, category and merchant.

📸

Scan Receipts

Take a photo of your receipt. AI reads products, prices and categories automatically.

💬

Ask AI

"How much did I spend on food?" Instant answer with charts.

👨‍👩‍👧

Family Mode

Shared budgets. Everyone adds expenses. Everyone sees the stats.

🔔

Smart Alerts

Get notified when you exceed budget or approach your limits.

Also included

  • 🔒Encrypted data & privacy first
  • 🔄Subscription & recurring tracking
  • 🏷️Custom categories & budgets
  • 📱Home screen widgets
  • 🔐Biometric & PIN lock
💡Spending Insights

Receipt-based spending analysis

TalkSpense analyzes your receipts and shows exactly what you spend money on. See breakdowns by category and compare spending month to month.

  • 📊See spending breakdown by product category
  • 🔍Discover hidden spending patterns
  • 📈Track trends over time with smart charts
9:41
Reports
This month
4 201,57 zł+20.6%
vs 3,484 zł last month
Top spending categories
ListChart
🛒 Groceries1 185,30 zł +26%
⛽ Fuel912,20 zł -3%
💻 Electronics448 zł +88%
👕 Clothing364 zł -6%
📦 Other1 292,07 zł
View all ›
Analytics
🤖
AI Assistant
📅
Expense Calendar
9:41
Shopping ListClear completed
+ 🧈 Butter+ 🧀 Cheese+ 🧇 Orange juice
Add item...
+
🍖 meat
🍗 Chicken breast0.5 kg
🥦 vegetables
🍅 Tomatoes1 kg
🧀 dairy
🥚 Eggs L10 pcs
🥛 Milk 3.2%2L
🍞 bakery
🍞 Whole wheat bread1 pc
Purchased
🧇 Orange juice
🧀 Cheese
✨AI-Powered Feature

Smart Shopping Lists

Create shopping lists and share them with your family. When you scan a receipt, purchased items are automatically checked off — no manual work needed.

  • 👪Shared lists with family members
  • 📸Auto-checkoff when you scan a receipt
  • 🎤Quick add items by voice or text
✅Monthly Check-in

Make sure nothing slipped through

At month-end, upload a CSV from your bank or card. TalkSpense shows which transactions are already in the app and which are missing — add the gaps with one tap. No bank connection needed.

  • 🏦Upload a statement from your bank or card
  • 🔍Instantly see what's missing in the app
  • ⚡Add missing expenses with a single tap
9:41
‹Check-in session
3
To do
1 / 4
Resolved
PLN · Card
Scope
High confidence
Suggestion 1 of 3
Żabka
24,90 zł
5 JunCardScore 87
Does this look like a missing expense?
Why TalkSpense suggested this
No nearby expense matched this CSV row in the trusted time window.
Add as expense
Not an expense
Defer
9:41
Expenses
Today · Barcelona
☕
Starbucks
Cafes
€5,00
= 21,40 zł
🔄1 EUR = 4,28 zł · today
🛒
Biedronka
Groceries
87,50 zł
🍽
Tapas Bar
Restaurants
€14,00
= 59,92 zł
🚌
Metro
Transport
€2,40
= 10,27 zł
✈️Abroad

Pay in euros, see it in your currency

Buying a coffee for €5 on holiday? TalkSpense instantly shows what it costs in your currency — at the exchange rate for that day. No mental math.

  • 🌍30+ currencies supported
  • 🔄Exchange rate fetched automatically for the day
  • 🧾Original and converted amount both stored

HOW IT WORKS

Three simple steps

What do you want to do?

Speak, scan or type

Record
Scan
Manual
Type anything...

Cancel

1

Speak or snap

Record your expense by voice or scan a receipt

Expense details
🛒

Groceries

87,50 zł

28.03.2026
Biedronka
Receipt (OCR)
Weekly shopping
Receipt items (10)Edit categories
🥛Milk 3.2% 1L
4,29 zł
🍞Wheat bread
5,49 zł
🧈Butter extra 200g
7,99 zł
🍅Tomatoes 1kg
8,49 zł
2

AI categorizes

Automatic recognition of amount, category and merchant

AI Assistant
SummaryCoffeeTop stores

Hi! I'm your financial assistant. Ask me about your expenses, e.g.:

  • •How much do I spend on food?
  • •Compare months
  • •Where do I shop most?

How much did I spend on food this month?

This month you spent 296,40 zł on restaurants and eating out...

Ask about your expenses...
3

Track and save

Analyze spending and reach your savings goals

ROADMAP

What's next

We're constantly building new features. Here's what's available now and what's coming soon.

Available now

  • 🎤Voice expense tracking
  • 📸Receipt scanning with OCR
  • 💬AI chat for reports
  • 👨‍👩‍👧Family mode & shared budgets
  • 🛒Smart shopping lists
  • 📊Charts, budgets & spending analytics
  • 🖥️
    Web dashboardBeta

Coming soon

  • 📴
    Offline modeSoon
  • 🎯
    Savings goalsQ3 2026
  • ⚙️
    Customizable dashboardQ3 2026
  • 📬
    Scheduled reportsSoon
  • 🔗
    API integrationsQ4 2026

Frequently Asked Questions

Everything you need to know about TalkSpense

Still have questions?

Contact Support
Available on Android

Start tracking expenses
today

Free forever plan. No credit card required. No strings attached.

Download for Android

Zero data selling Data encrypted in transit & at rest

🧪 Now available

Get TalkSpense on Google Play

Download the public Android app and start tracking expenses without manual entry.

Open on Google Play

Open the Play Store listing, install the app, and log your first expense in minutes.

Open on Google Play